PunjiPUNJILive AI ↗

MUTUAL FUND INTELLIGENCE FOR SELF-DIRECTED INDIANS

Invest on your own.
Understand with Punji.

Ask questions about your mutual funds, portfolio balance, risk, overlap, and long-term performance — powered by 20+ years of Indian fund data.

No brokerage. No product pushing. Just research-backed insights for investors who make their own decisions.

20+ Years

FUND & MARKET HISTORY

1,000+

EQUITY SCHEMES ANALYZED

26

RESEARCH ENDPOINTS

₹0

FREE TO START

FROM QUESTIONS TO INSIGHTS

Your mutual fund doubts deserve better than guesswork.

Punji helps you move from uncertainty to clarity. Ask about your SIPs, fund overlap, portfolio balance, risk, returns, category exposure, and long-term fund behavior — and get answers backed by data, not sales incentives.

  • Ask in natural language
  • Analyze 20+ years of fund and market data
  • See visual portfolio insights
  • Understand overlap, risk, and diversification
  • Learn before you change your portfolio
Ask your first question ↗

answers.

Punji AI understands your mutual funds, your portfolio, and decades of data to give you clear, research-backed insights in seconds.

WHO IT'S FOR

Built for Indians who invest without brokers.

If you manage your own SIPs, compare funds online, invest through direct plans, and still wonder whether your portfolio is actually balanced, Punji is built for you.

01

You already invest

You use apps, SIPs, direct plans, and your own judgment.

02

You still have questions

Are my funds overlapping? Am I taking too much risk? Is my portfolio balanced?

03

Punji helps you research

Ask the AI Chat Tool and get educational insights based on long-term data.

POST-LOGIN EXPERIENCE

See exactly what Punji AI helps you do.

Inside Punji, investors can ask real mutual fund and portfolio questions and get structured answers, tables, comparisons, charts, and portfolio-style breakdowns. The experience is designed for self-service research — not advisor dependency.

Example interface shown for educational purposes. Punji does not provide brokerage or execute transactions.

"Do I have too many mutual funds?""Are my large cap and flexi cap funds overlapping?""Is my portfolio well balanced?""Which funds have been consistent long-term?""What should I check before stopping a SIP?""Am I taking too much risk?""How did this fund behave in bad markets?"

Portfolio Health Score

72
Diversification
Overlap
Risk Level
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PHILOSOPHY

Research-backed. Not broker-backed.

Punji is designed to help investors understand mutual fund data and make more informed decisions. It does not sell funds, execute trades, or push products.

No brokerage

Punji is not a trading or transaction platform.

No product pushing

The goal is insight, not distribution.

No black-box confidence

Answers are grounded in data, research logic, and transparent educational framing.

No advisor dependency

Ask your own questions and learn before you act.

WHAT CAN I ASK?

Ask questions the way you actually think

You do not need to know financial jargon to start. Ask the question in your own words and let Punji help you structure the research.

"Do I have too many mutual funds?""Are my funds overlapping?""Is my portfolio too aggressive?""How has this fund performed over 10 years?""Which fund category fits long-term wealth creation?""What should I check before adding another SIP?""How much of my portfolio is in mid and small caps?""What does the data say about this fund?"
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GET STARTED

Have a mutual fund question right now?

Ask Punji AI and get research-backed educational insights using decades of Indian mutual fund data.

Punji provides research and educational insights. It is not a brokerage platform and does not execute transactions. Investors should consider their own financial situation and consult a qualified professional where necessary before making investment decisions.